How To Make The Ultimate State to State Moving Budget

How To Make The Ultimate State to State Moving Budget

Anytime you are planning for state to state move, the first action you should take is to make a moving budget. A lot of people who move think they do not have the time to plan a moving budget; however, you could end up spending more if you are not well-prepared.

Small items like buying a new shower curtain, sheets, or grocery shopping after moving, all amount to something.

Plan a budget first before you embark on any moving task.

Making a financial plan is a significant and first thing that you should take care of after you decide to move. The process may seem tough and time-taking, but it is important for the latter part of the process.

Immediately after your budget has been fixed, you will discover the services you can opt for affordably.  But, ask yourself this question….

Why is it Important to make a Moving Budget?

There are five essential and vital reasons why budget planning for a move has been so important to have a smooth and successful house move:    

  1. You will have enough idea of the number of financial resources you need to accomplish each stage of the move.
  2. Making a pre-move budget will help you figure out if you have saved enough money to make the move at all.
  3. By keeping a close tab on the whole budgeting process, you can give a quick and adequate response if a moving task goes beyond the financial limit set for it. 
  4. Immediately you have moved your home to another city successfully, you will have a working moving budget that you can use to make a vigorous post-move analysis of your right and wrong actions. 
  5. You can make use of the invaluable results of the thorough budget analysis to pull off a much better relocation financially at an older age or give friends cost-saving advice as they are facing a move.

To say the truth, if you don’t have a moving budget with you, you may forget the exact point where your money is spent through each major phase of relocation – the preparation phase, moving day, as well as the immediate post-relocation period. 

How to plan State to State Moving Budget

Nowadays, it is very easy to make a moving budget list. There are lots of software programs as well as applications that you can use.

The fact is that the list is easy and simple to read, so you will be able to make proper management of your expenses.

The use of an application that features spreadsheets will be greatly efficient. You can consider Microsoft Excel for this task.

There are also numerous templates online that you can download and use to save time. You can also make use of paper and a pen.

Determine the most critical aspects of your budget plan using different colors and ensure the use of bullet lists or tables as necessary.

The following should be included as major entries in your moving budget:

Moving Company Expenses

If you plan to hire a moving company, the expenses you will be worried about and include in your budget include the following: 

  • Moving Company fees: Fuel charges and labor should be included in this fee. Request for estimates from four competitors and even if you are yet to decide on the company to choose, including the highest quote to your moving budget. 
  • Additional insurance: If you value your possessions so much, you may need to factor in additional insurance to your overall moving costs. 
  • Extra services: Some movers may charge you extra for getting your appliances ready or for moving a piano. Ask the company for quotes if you feel extra service will be required in your move. 
  • Extra charges: Based on the distance of your move, you might incur an additional charge. These may include flight charges, long carry charges, expedited service, accessorial charges, long haul charges, and shuttle service. 
  • Claims/damage costs: You may have damage, you want to be sure there is safety on your side, so include a 5% contingency rate based on the total fees of the moving company.
  • Professional packing: Self-packing or want to hire something to handle this task for you? This service is optional with an extra fee. 

Moving Yourself

If you are embarking on a self-move, there are only a few changes you need to worry about which include moving a van or truck and other moving equipment that may be necessary. 

  • Truck rental: Rates vary based on size and whether your move is 1-way or round. 
  • Mileage/gas: As the rental company the number of miles per gallon can you expect from the moving van or truck that you are renting. If you are moving a long distance, look for the cost of fuel towards your route. You can also use the AAA fuel calculator to do this. 
  • Insurance: Before buying insurance, contact your credit card companies to figure out if their service covers you. This could save you additional money. If not covered, ensure you add an insurance fee. 
  • Extra equipment rental: If you are moving a lot of items, you may want a loading ramp, furniture covers, a dolly, mattress covers, and other equipment. Before these items are added to your moving budget, ask the truck rental agency if these additional rentals are added to the fee. 
  • Incidentals: Include an additional backup amount just in the event the price of gas or other necessities goes up or if you discovered you need to make some extra stops while on the move. Budgeting for the extra cost is always safer than not having room for enough.
  • Packing and storage fees: Although finding out the amount of packing supplies you need might be difficult, it is always better to add in that amount. 
  • Boxes: Find out the amount of moving boxes you will need. If this is not possible for free, then you need to plan for the involving cost. 
  • Wrapping materials: You will want to use protective bubble wrap or newspapers for your breakables. 
  • Packing materials: Markers or labels will be needed to mark your moving boxes, which is helpful for proper organization. Remember to use packing tape to seal your moving boxes. 
  • Mattress covers/padding: If your move is to be handled by a moving company, they often give these supplies at no cost, but check again to be certain.
  • Storage fees: If you will require storage space at any stage of the moving process, then contact some storage companies and make use of the highest price if you are yet to decide on the storage facility to use. 
  • Extra insurance: If you plan to store valuables, add extra insurance to ensure your goods are protected. 
  • Moving costs: These are costs used to move belongings from your home to the storage center. It may be added in a line item above, or the movers may give you one extra stop for free.  

Buying a New Home or Renting

Regardless of your plan to either buy or rent your new home, the costs are added from deposits, fees, insurance, utilities, and more. Budget for the following:

  • Home buying fees: Along with the cost of your new home, you will need to consider the associated fees such as title search fee, the survey fee, lawyer fee, as well as inspection and appraisal. 
  • Home or apartment insurance: Anywhere you go, whether a rental or purchased home, you will always want to protect your valuables with insurance.
  • Redecorating costs: Calculating the cost of redecorating can be difficult. Check the largest room in your house and the room that needs the most work or items, list out each cost such as curtains, garbage containers, lamps, rugs, paint, and so on, then add the cost. You can then repeat this for each room or find the average cost for the entire home. 
  • Property taxes: A lot of people consider the cost of the house and use that to work; many forget the importance of factoring in the cost of your property tax. Based on the area, this cost is not stable and can make or break your moving budget. 
  • Utility deposits: You will get these costs by contacting the utility companies or your current providers and request what they charge. Ensure you add water, heating, telephone, electricity, cable, and other services you have at the moment. If you are going for a rental property, ask if these costs are already added to the monthly rental fee from your landlord. 
  • Apartment deposits: For rental property, you possibly will need a rental deposit, damage deposit, and if you have pets, a pet deposit will be required. 
  • Miscellaneous costs: If you are renting the property from a broker, you might be charged a broker’s fee. Other incidental costs that increase costs include trash disposal fees, parking permits, as well as associated fees if you are a member of a homeowners association or condo association. 

Vehicle Transportation Expenses

If you are transporting your vehicle to another state, you will have to hire a vehicle shipping company. When you discover the company you can rely on, ask for a cost estimate, so that you can work on your moving budget accordingly.

Shipping your vehicle means that you have to travel to your new home in another form of transportation.

Make sure you include the cost of the ticket in your moving budget. When you are relocating to a new state, you should also add the costs of registering your car in the new state as well as your driver’s license.

If you are embarking on a road trip to your new home, you should factor in the costs of the gas, tolls, and food to your budget plan. It would help if you also traveled with some additional cash in case of an emergency. 

How to make your Moving Budget?

Finally, you can now prepare your moving budget. Based on your financial situation and moving, you will need a minimum of two to three months.

Moving experts suggest saving a minimum of six months’ worth of your salary for an international move.

For interstate and local moves, this amount can be smaller. Now, concerning the saving aspect, reduce your daily expenses. For instance, you can make meals at home rather than dining out. You can postpone your shopping for now.

Along with this, you can throw a garage sale. This is the best way to dispose of all the items you don’t use anymore and get some extra money for your move. Aside from a garage sale, you can sell your belongings online. You are in control.    


Now you see, these would be all you need to consider when making your moving budget. Make a list of all the professional services you plan to use. Then, discover, if you would like to handle some of them. For instance, packing your household belongings, gathering packing supplies, and related stuff are a lot of work. Finally, reduce your expenses, and you will have enough money for your move. 

Interstate moving companies are in the best position to handle all these tasks for you if you plan to make things easy for yourself.